Financial Results
| Comparative Progress Statement (Rs. In Lakhs) | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| SL. No | Particulars | 2016-17 | 2017-18 | 2018-19 | 2019-20 | 2020-21 | 2021-22 | 2022-23 | 2023-24 | 2024-25 |
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 |
| 1 | Share Capital | 3022.67 | 3458.85 | 3873.58 | 4180.65 | 4636.74 | 5003.37 | 5784.33 | 6163.38 | 6242.46 |
| 2 | Reserves and Others | 6014.25 | 6363.90 | 6785.81 | 6825.77 | 7277.63 | 7824.10 | 8314.06 | 9014.87 | 10719.97 |
| 3 | Own Funds | 6563.51 | 7423.18 | 7946.84 | 9039.07 | 10123.45 | 10210.00 | 13123.96 | 14405.26 | 14200.61 |
| 4 | Deposits | 90244.73 | 121447.17 | 123311.03 | 133266.30 | 149297.20 | 162607.30 | 173214.76 | 191587.23 | 209492.21 |
| 5 | Borrowings | 28602.07 | 27563.19 | 32361.12 | 42439.78 | 73685.94 | 72941.84 | 71918.03 | 72854.96 | 52042.48 |
| 6 | Investments | 37155.49 | 35065.75 | 49821.41 | 56519.64 | 80137.03 | 81183.96 | 81379.86 | 83638.42 | 61756.45 |
| 7 | Loans & Advances Issued | 87495.39 | 110218.18 | 90325.32 | 139864.16 | 165790.30 | 179574.50 | 194973.83 | 208647.32 | 238750.21 |
| 8 | Loans & Advances O/S | 81391.31 | 94536.07 | 106379.93 | 121284.73 | 143582.40 | 155653.43 | 168100.06 | 183476.72 | 202711.70 |
| 9 | Working Capital | 119975.40 | 131889.33 | 146122.92 | 175277.77 | 236905.66 | 250881.32 | 265513.49 | 284947.30 | 281844.90 |
| 10 | Yield on Assets % | 8.36 | 8.33 | 7.69 | 7.80 | 7.57 | 6.87 | 7.21 | 7.74 | 7.68 |
| 11 | Gross Margin % | 2.36 | 2.68 | 2.39 | 2.32 | 2.42 | 2.11 | 2.51 | 2.75 | 2.42 |
| 12 | Net Margin % | 0.22 | 0.20 | 0.04 | 0.42 | 0.53 | 0.19 | 0.33 | 0.53 | 0.36 |
| 13 | Gross Income | 10176.25 | 11230.98 | 11672.46 | 14258.65 | 15928.32 | 17108.71 | 18834.66 | 20965.52 | 22686.80 |
| 14 | Net Profit | 259.66 | 459.79 | 37.82 | 214.14 | 639.49 | 450.63 | 845.26 | 1410.93 | 929.45 |
| 15 | Recovery % | 96.51 | 98.05 | 70.08 | 97.77 | 98.42 | 97.71 | 97.76 | 97.58 | 98.27 |
| 16 | Audit Classification | "A" | "A" | "A" | "A" | "A" | "A" | "A" | "A" | "A" |
| 17 | NPA % | 4.19% | 4.02% | 3.79% | 3.42% | 3.78% | 3.90% | 3.87% | 3.95% | 4.61% |
| 18 | CRAR | 9.24 | 10.52 | 10.03 | 9.68 | 9.40 | 9.09 | 9.64 | 10.05 | 10.31 |
| 19 | Net NPA | 2.32 | 2.29 | 1.19 | 1.14 | 2.10 | 2.06 | 2.03 | 2.39 | 2.75 |